Do You Have to Give a Recorded Statement After a Jacksonville Car Crash?
Written By Washim
After a car accident in Jacksonville, you may get a call from an insurance adjuster asking for a recorded statement. It might sound like a routine request, but should you agree to it? Here’s what you need to know before hitting “record.”
Why Insurance Companies Ask for a Recorded Statement
Insurance adjusters often claim that a recorded statement will “speed up the process” or help them “better understand what happened.” But their real goal is to:
Lock in your version of events early
Find inconsistencies they can use to reduce or deny your claim
Get you to say something that minimizes your injuries or liability
Are You Legally Required to Give One?
No. In most cases, you are not legally required to give a recorded statement to the other driver’s insurance company.
However, your own insurance policy may require some level of cooperation, which could include a statement. Even then, you have the right to:
Decline to be recorded
Postpone the conversation until you’ve spoken to a lawyer
The Risks of Giving a Statement Too Soon
Speaking too soon after an accident can be risky, especially if:
You’re still shaken or confused about the details
You haven’t seen a doctor yet and don’t know the extent of your injuries
You’re unsure about what caused the crash
Anything you say can be used against you later—even if you were just speculating.
What to Say If You’re Contacted
If an adjuster asks for a recorded statement, you can say:
“I’m not comfortable giving a recorded statement right now. I’d like to speak with an attorney first.”
This simple response protects your rights and buys you time to get legal guidance.
When You Should Talk to a Lawyer
A personal injury lawyer in Jacksonville can:
Communicate with insurance companies on your behalf
Help you understand your rights under Florida law
Make sure your words aren’t twisted to devalue your claim
Bottom Line
You don’t have to give a recorded statement to the other driver’s insurer, and doing so can hurt your case. When in doubt, talk to a local attorney first. What about a Jacksonville hit-and-run?
Injured in a Jacksonville Car Accident?
Don’t let the insurance company control the narrative. Get trusted legal advice before you say anything on the record.
